
Answer 8 quick questions and get your personalized coverage results
Tell us about your situation so we can calculate the right coverage range for you
We'll calculate your coverage needs and what it should realistically cost you
Get matched with the best available option for your family's situation and budget

James R.
Toronto, ON
"I'd been putting off life insurance for years. I took the quiz, got my results in under a minute, and finally understood exactly what my family needed. It was Simple, fast, and no pressure at all."

Michelle T.
Vancouver, BC
"I always thought life insurance would be complicated and expensive. The quiz took a minute and my coverage summary was way more affordable than I expected. Wish I'd done this sooner."

Roberto M.
Calgary, AB
"I clicked the ad out of curiosity and ended up getting covered for less than I was paying for my bank's mortgage insurance. If you're unsure where to start, just take the quiz."
Most people finish the quiz in under 2 minutes. Once you submit, your personalized coverage results will be ready right away.
The money goes to your beneficiary. That is the person (or people) you choose on the policy, like a spouse, child, or parent.
Yes. Your information is used solely to calculate your personalized coverage results and prepare your summary. We do not sell your data or share it without your consent. See our Privacy Policy for full details.
No. We take your privacy seriously. You'll only be contacted with your personalized coverage results — nothing else. No spam, no repeated calls, no obligation.
That's exactly what the quiz is for. Just answer honestly and we'll calculate the right coverage range for your situation. Most people are surprised by how simple and affordable their options actually are.
Answer 8 quick questions and get your personalized coverage results. Free, no obligation.
Get my resultsPairBud is a lead generation and referral service. We do not provide life insurance advice, issue insurance policies, guarantee approval, or act as an insurance carrier. Our role is limited to collecting information from individuals interested in learning about life insurance options and sharing that information with licensed insurance professionals or insurance-related partners who may be able to assist.
By using this website and submitting your information, you acknowledge and agree that PairBud may collect, store, and share the information you provide, including your name, phone number, email address, age range, province, smoking status, and other details relevant to your interest in life insurance products or services.
Any information provided on this website is for general informational and referral purposes only. It is not financial, legal, or insurance advice and should not be relied upon as a substitute for advice from a qualified licensed professional. Any insurance product, quote, recommendation, or coverage decision is made solely by the licensed insurance professional or insurance provider you are connected with.
Submitting your information does not guarantee that you will receive a quote, be matched with a provider, qualify for coverage, or purchase a policy. All insurance products, offers, and eligibility are subject to the underwriting guidelines, licensing rules, and approval criteria of the insurance professional, agency, or carrier involved. These criteria may change at any time without notice.
By submitting your information through this website, you expressly consent to being contacted by phone call, text message, email, or other electronic communication by PairBud and/or one or more licensed insurance professionals, agencies, or partners regarding life insurance products, quotes, or related services. Message and data rates may apply. Consent to contact is not a condition of purchasing any product or service.
PairBud does not represent that it compares all insurance providers, agencies, or products available in the market. We may only connect you with selected licensed professionals or partners within our network, at their discretion and based on availability, geography, and other factors.
We take reasonable steps to protect the information submitted through this website. However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security of your information.
PairBud is not responsible for the actions, omissions, advice, services, products, or representations of any third-party insurance professional, agency, partner, or carrier. Any relationship, transaction, or decision you enter into with a third party is solely between you and that third party.
We may update this policy and related disclosures from time to time without prior notice. Your continued use of this website after any changes are posted constitutes your acceptance of those changes.
By accessing or using this website, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use this website or submit any information through it.
1. Nature of the Service
PairBud is a lead generation and referral service. We do not provide life insurance advice, act as an insurance carrier, issue policies, or guarantee approval for any insurance product. Our role is limited to collecting information from users interested in life insurance and connecting them with licensed insurance professionals, agencies, or related partners who may be able to assist.
2. No Insurance Advice or Professional Advice
Any information provided on this website is for general informational and referral purposes only. It does not constitute insurance, legal, financial, or other professional advice. You should rely on a qualified licensed professional for any advice or recommendations relating to insurance products or coverage decisions.
3. No Guarantee of Quotes, Coverage, or Approval
Submitting your information through this website does not guarantee that you will receive a quote, be contacted by a licensed professional, qualify for coverage, or purchase an insurance policy. Any quote, policy offer, recommendation, or approval is subject solely to the underwriting criteria, availability, and discretion of the insurance professional, agency, or carrier involved.
4. Partner Network and Availability
PairBud does not represent or guarantee that it works with all insurance providers, agencies, or products available in the market. We may only connect users with selected licensed professionals or partners in our network, based on factors such as geography, availability, product fit, and partner discretion.
5. User Information and Accuracy
By submitting information through this website, you represent that the information you provide is true, accurate, and complete to the best of your knowledge. You agree not to submit false, misleading, or incomplete information or to use this website for any unlawful or unauthorized purpose.
6. Consent to Be Contacted
By submitting your information, you expressly consent to being contacted by PairBud and/or one or more licensed insurance professionals, agencies, or partners by phone call, text message, email, or other electronic communication regarding life insurance products, quotes, or related services. Message and data rates may apply. Consent is not a condition of purchasing any product or service.
7. Third-Party Services and Responsibility
Any services, advice, products, quotes, or communications provided after you are connected with a third party are solely the responsibility of that third party. PairBud is not responsible for the actions, omissions, advice, representations, services, products, or conduct of any insurance professional, agency, partner, or carrier.
8. Limitation of Liability
To the maximum extent permitted by law, PairBud shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of this website, your submission of information, your inability to use this website, or your interactions with any third-party insurance professional, agency, partner, or carrier.
9. No Warranty
This website and all content and services provided through it are offered on an “as is” and “as available” basis without warranties of any kind, express or implied. PairBud makes no representations or warranties regarding the accuracy, completeness, reliability, availability, or suitability of this website or any services offered through it.
10. Intellectual Property
All content on this website, including text, branding, graphics, logos, layout, and design elements, is owned by or licensed to PairBud and may not be copied, reproduced, modified, distributed, or used without prior written permission.
11. Prohibited Use
You agree not to misuse this website, attempt unauthorized access, interfere with the operation of the website, submit fraudulent information, or use the website in any manner that violates applicable laws or regulations.
12. Changes to These Terms
PairBud may update or modify these Terms & Conditions at any time without prior notice. Continued use of the website after any changes are posted constitutes your acceptance of the revised Terms.
13. Governing Law
These Terms & Conditions shall be governed by and interpreted in accordance with the laws applicable in the jurisdiction in which PairBud operates, without regard to conflict of law principles.
14. Contact
If you have questions regarding these Terms & Conditions, you may contact us through the contact information provided on this website.
Need Help or have any questions?
Email our support partner: [email protected]
You can expect a response within 24 hours.